Terms & Conditions
Introduction
Welcome to the website of 3Capital Services Pty Ltd (referred to as "3 Capital", "we", "our", or "us"). For the purposes of this, unless an intention to the contrary is expressed, the term ‘3 Capital’ includes 3Capital Services Pty Ltd (ACN 673 518 628), its affiliates, and its Related Bodies Corporate (as defined in the Corporations Act 2001 (Cth)) (together, ‘3 Capital’), all of which are represented in the domain name www.3capital.com.au (“Website”). By accessing or using this Website, you agree to be bound by the following terms and conditions ("Terms"). If you do not agree with any part of these Terms, please do not use our Website.
Use of Website
1. Content: The content on this Website is for general informational purposes only. While we strive to ensure that the information is accurate and up-to-date, we make no warranties or representations regarding the accuracy, completeness, or reliability of the information provided.
2. Products and Services: The information contained on this Website is directed to, and provided for use by, Australian residents. It is provided for information purposes only and is not intended to constitute a solicitation or an offer to buy or sell any financial product. Any advice provided on this Website is general advice only and has been prepared without taking into account your objectives, financial situation, or needs. 3 Capital only deals with wholesale clients as defined under the Corporations Act 2001 (Cth).
3. Intellectual Property: All content, trademarks, and data on this Website, including but not limited to text, graphics, logos, icons, images, and software, are the property of 3 Capital or its licensors and are protected by Australian and international intellectual property laws, including the Copyright Act 1968 (Cth). Your use of this Website does not grant any rights, title, or interest to you in relation to this Website or the content.
4. User Conduct: Users agree not to use this Website for any unlawful purpose or any purpose prohibited under this clause. You agree not to use the Website in any way that could damage the Website, the services, or the general business of 3 Capital.
General advice warning
The content on this Website is for informational purposes only and should not be considered financial advice. Before making any investment decisions, you should seek professional advice and read the relevant investment or lending information provided for the particular transaction prepared by 3 Capital (including all applicable terms and conditions for participating in the transaction).
Accuracy, completeness, and currency
Although we believe the information contained on this Website is reliable, we do not warrant, represent, or guarantee that the information is accurate, complete, reliable, or current. We may, from time to time and without notice, change or add to the Website or the information, products, or services described in it. We are not liable if errors occur in the information on the Website or if that information is not up to date.
Warranties and disclaimers
Nothing on this Website constitutes tax, accounting, regulatory, legal, insurance, or investment advice. The information and opinions on this Website do not constitute a solicitation or offer by 3 Capital to buy or sell any securities or financial instruments.
To the maximum extent permitted by law, we make no warranties or representations about this Website or the content, including warranties or representations that they will be complete, accurate, or up to date, that access will be uninterrupted or error-free or free from viruses, or that this Website will be secure. We reserve the right to restrict, suspend, or terminate your access to this Website at any time without notice.
Limitation of liability
To the fullest extent permitted by law, 3 Capital, its directors, employees, or agents shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use this Website or any information provided on this Website.
Nothing in these Terms excludes, restricts or modifies the application of the provisions of any statute (including the Competition and Consumer Act 2010) where to do so would contravene that statute or cause any part of these Terms to be void.
User account and security
If you create a user account, you are responsible for maintaining the confidentiality of your access codes and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.
Termination and assignment
We may terminate your access to the Website at any time without notice. You may not assign your rights under these Terms without our written consent.
Third-party links
This Website may contain links to third-party websites. These links are provided for your convenience only and do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
Privacy policy
Your use of this Website is also governed by our Privacy Policy. We improve our services and provide a more personalised experience to you by using Microsoft Clarity to see how you use our website. By using our site, you agree that we and Microsoft can collect and use this data for this purpose only. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of personal information.
Indemnity
You agree to indemnify and hold 3 Capital and its affiliates harmless from any claims, losses, liabilities, damages, costs, and expenses arising from your use of this Website or violation of these Terms.
Severability
If any provision of these Terms is deemed unlawful, void, or unenforceable, it will not affect the validity and enforceability of the remaining provisions.
Credit reporting policy
3 Capital may collect and use credit information and credit eligibility information in accordance with the Privacy Act 1988 (Cth) and the Privacy (Credit Reporting) Code (CR Code). Please contact 3 Capital if you wish to review our Credit Reporting Policy.
Changes to terms and conditions
3 Capital reserves the right to modify these terms and conditions at any time. Any changes will be posted on this page, and your continued use of the Website will constitute your acceptance of such changes.
Viruses
While we take reasonable measures to ensure the security of our Website, we do not warrant that the Website or any downloads will be free from viruses or other harmful components.
Jurisdiction and governing law
These terms and conditions are governed by and construed in accordance with the laws of New South Wales, Australia. You irrevocably submit to the exclusive jurisdiction of the courts in New South Wales, Australia.
Complaints policies
3 Capital is committed to maintaining high ethical standards and complies with relevant complaints policies. Please contact 3 Capital if you wish to receive a copy of our Complaints Policy.
AFSL information
3 Capital operates under Australian Financial Services Licence (AFSL) 556939. This ensures that we comply with regulatory standards set by the Australian Securities and Investments Commission (ASIC).
Contact information
If you have any questions about these terms and conditions, please contact us at:
3Capital Services Pty Ltd
Address: Level 34, 201 Elizabeth Street, Sydney, NSW, 2000
Email: info@3capital.com.au